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Borrowing Basics

Borrowing Basics is a plain English explanation of how and why the Treasury conducts borrowing on behalf of the Government. It is the first in a series of information pieces designed to help New Zealanders understand the activities undertaken by New Zealand Debt Management (NZDM) – the Treasury function responsible for managing the Government's borrowing requirements.   

The Borrowing Basics infographic and supporting Questions and Answers covers the following topics:  

  • why the Government borrows 
  • how borrowing is conducted 
  • who buys Government debt, and 
  • how Government borrowing is repaid.
Last updated: 
Thursday, 20 August 2020